Free Guide
Everything you need to buy your first home
The Home Buyer's Guide walks you through every step — from your first budget conversation to picking up the keys — so nothing catches you off guard.
- How much you can actually afford
- Every cost beyond the purchase price
- A step-by-step timeline from offer to closing
What's Inside
A chapter for every step
Budgeting & affordability
What lenders actually look at, and how much home that really buys you.
Down payments & closing costs
Every cost beyond the purchase price, laid out line by line.
Getting pre-approved
What to have ready, and how a pre-approval actually strengthens an offer.
From offer to keys
A step-by-step timeline of what happens, and when, between an accepted offer and closing day.
A look inside
Why It Matters
Real answers, not just homework
This isn't generic advice pulled off the internet. It's written by Ottawa brokers, for Ottawa buyers, and it's meant to be read alongside a real conversation with a real person — not instead of one.
- Plain-language explanations, no jargon left unexplained
- Local context — Ottawa land transfer tax, programs and lenders
- Built to be read once and kept for reference through closing
Client Stories
Home buyers like you
“Thank you for helping me as well to go through the process. I really appreciate all your efforts. I will let my friends know of my experience to get the mortgage done with limited time and how you helped me with that. Superb service and…
E
Edith
“The closing was completed I got the keys. It wouldn't have been possible without your great help. Thank you so much for all you have done for us to ensure that everything worked out well. I appreciate it.”
K
Kyunghee
“Hello Fiad, We wanted to let you know that we got the keys! Thank you very much for helping us out during the process, and for being patient and sharing your tremendous knowledge with us. You definitely made the process very smooth and…
M
Mahtab and Firman
“Fiad, I send you this message in order to say thank you very much for your help and advice in this process. I really appreciate all your time and help you gave me doing my mortgage request. I didn't expect to buy a house this year but…
P
Pablo
“I can't thank you enough for all you have done for us. With all the run around we got from our two banks, you were the most efficient and professional!! I will also recommend you to anyone that I know that needs financing. Thank you…
R
Rosa & Ron
“Thank you very much for your hard work on our case! We do really appreciate your big help.”
Z
Zeah & Christian
Ready When You Are
Talk to a broker about your next move
Download the Home Buyer's Guide to start discovering mortgage tips.